UTILGO

My workspace

Favorites and recent tool names stay in this browser only. Your files and results are not saved in this workspace.

Favorites

Recently used

Install app

If supported, use Install. On Android and desktop, look for Install app in the browser menu. On iPhone/iPad, use Safari → Share → Add to Home Screen. Menu names can vary by browser.

Savings and Compound Interest

Ready

Monthly compounding at nominal annual rate / 12; contributions at month-end.

All tools are free to use. File size and processing limits may vary by tool.

Scope and assumptions

Monthly compounding at nominal annual rate / 12; contributions at month-end. Assumes a fixed rate. Excludes taxes, fees and inflation; returns are not guaranteed.

How are files processed?

Browser tools keep files on your device. Advanced document tools upload files for temporary server processing; the tool shows this before upload. Web lookups send queries to the server and public lookup services.

Practical guide

Savings and Compound Interest: End-of-Month Guide

A savings tool shows how starting balances plus end-of-month contributions grow. Interest compounds on prior interest, so longer terms accelerate growth. The nominal rate divided by twelve gives the monthly rate. Everything runs in your browser. Results are for information only, not investment advice.

Read the guide →

Related tools

Percentage Calculator

Enter the number and the percentage into their boxes; the percentage value is computed instantly. Handy for discounts, raises and ratios. Everything runs in this browser.

How to calculate? Type the amount and the percentage and calculate; the result appears at once. Use it for shelf-price discounts or salary raises. See the VAT

Age Calculator

Calculate the full age from a birth date to today. If the birthday has not come yet, one year is subtracted. The birth date is never stored, the maths happens in the browser.

How to calculate? Pick the birth date from the calendar and calculate; the result comes back in years, months and days. Used for form, petition and retirement

VAT Calculator

Add or remove VAT from prices.

How to use VAT Calculator Country presets fill standard rates; product, service and regional exceptions may apply. You can edit the rate. VAT-inclusive base = price /

Türkiye Salary Calculator 2026

Türkiye 2026: constant gross pay January–December, standard 4/a employee working 30 days/month.

Scope and assumptions Türkiye 2026: constant gross pay January–December, standard 4/a employee working 30 days/month. Excludes pensioners, disability, private pen

Türkiye Notice Pay Calculator

Türkiye, Law 4857 art.17: assumes notice eligibility under an indefinite contract.

Scope and assumptions Both dates are included. Assumes continuous service; unpaid leave/excluded periods are not deducted. Severance: full calendar years + remain

Redundancy Pay Calculator

Statutory redundancy, severance and notice pay for the UK, Türkiye, Germany, France and Spain.

Scope and assumptions For Türkiye, enter start/end dates for separate and combined severance and notice pay. Other countries use service years/months. Country sel

Your privacy choice

Essential cookies support security and sessions. Basic visits are also counted; with your permission we enable additional usage analytics. Cookie Policy